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How to Change PayPal from Business to Personal Account: Learning the Basics

By Business OutstandersPUBLISHED: July 4, 23:00

As a popular e-commerce service in internet money transactions, PayPal is accessible in over half the countries of the world. If you are interested in learning how to transform PayPal from a business to personal account, then you are at the right place. 

First, Let’s understand the different types of PayPal accounts:

Business Account: Especially useful for e-commerce retailers who are participating in Internet marketing and selling. It enables up to 200 employees to be logged in the account and answer the customer inquiries.

Personal Account: For instance, this free account is perfect for the client who wishes to order products, perform online payments, or split bills online.

Premier Account: Serves occasional online vendors, providing features that may suffice for occasional selling needs.

PayPal Business Account is used for selling products online and PayPal Personal account is used for sending money to the bank account. Business accounts have additional options for instance, selling merchandise under a brand name. However, if you no longer require the use of the business account, it will make sense to change the Paypal business account to a personal account. In this article, we are going to learn how to transition PayPal from a business account to a personal account.

Process of converting PayPal Business Account to Personal Account

Step 1: PayPal offers a secure login portal where customers can access their users’ account.

The first step is to navigate to the PayPal website where you enter your email and password to log into your account.

Step 2: Open the Contact page

To find the contact information, click on the ‘Contact’ link that can be seen at the bottom left corner.

Step 3: Message PayPal Support

On the Contact page, there is a link named “Message Us” under the logo in the bottom left corner. Here is a link to contact PayPal support and send them a message.

Step 4: Account downgrade

When you write PayPal support, ensure that you are very clear with your intentions of changing your account type from business to personal. You may be asked to disclose more information or details regarding the account.

Why Switch to a Personal Account?

Simplified Features: It’s easier to track and manage personal accounts for those who mostly purchase things or divide bills through the internet.

No Business Overhead: Do not sign up for a business account because it is associated with other extra features and duties.

Ease of Use: Current accounts are simple and suitable for everyday use, perfect for transactions.


Understanding the process of converting PayPal from business to personal offers one an opportunity to better manage his/ her/ their online finances. To downgrade your account, you should follow the instructions provided in the previous section. It is imperative that you do this while contacting PayPal support as they will inform you of any other requirements for this process.

With this knowledge, one can also decide on the account type to use and the process of changing from a PayPal business account to personal account. Whether you are using PayPal for your shopping or for handling your own expenses, having the right PayPal account can be quite impactful.